Bay Area Houston

Don’t get excited.

Bills addressing the rising cost of home insurance have been filed by our elected officials representing the Bay Area. Unfortunately the bills do not address the rising cost of home insurance. Here is a summary and contact info for our elected officials:

House Bill 2067 HB2067 is filed by our State Representative Dennis Paul. It will require an insurance company to provide to the policyholder a written statement on the reasons for nonrenewable or cancellation of a policy. This bill does NOT require the companies to report this information to the Texas Department of Insurance. Megan Kimble of The Houston Chronicle wrote an article about this cancellation data not being recorded by TDI. The bill will NOT reduce premiums or deductibles. I just don’t see the value of this bill.

Senate Bill 1006. SB1006 is filed by our State Senator Mayes Middleton a “companion bill”. It is the same as HB2067 and is filed to expedite its passing.

House Bill 2067. HB2067 is a bill filed by Representative Oliverson establishing a grant program to “fortify” homes against windstorm damage. This is promising but unlike the Alabama program created 15 years ago does not guarantee a reduction in premiums if a homeowners fortifies their home.

Contact our elected officials about these bills Please send a quick email and call our State Representative Dennis Paul and State Senator Mayes Middleton via their staff Greg.Bentch@house.texas.gov (512) 463-0734) and Matt.patterson@senate.texas.gov (512) 463-0111) respectfully.

Ask for a response. Ask how these bills will reduce your premiums, make deductibles reasonable without the loss of coverage or rights.

This entry was posted on Thursday, February 6th, 2025 at 6:36 am and is filed under Consumer, Political. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.