Bay Area Houston

The Business and Commerce held a hearing on Senate Bill 1006 filed by our Senator Mayes Middleton. I’ve been critical of the bill since all it will do is require an insurance company to send a letter to explain why they canceled your policy or denied you service. It does NOT require this information to be provided to the Texas Department of Insurance and made available to the public. You can view the entire meeting here starting at 1:19:30. Here is a recap:

• The insurance companies are NOT in favor of this simple bill.
• The insurance companies already are required to provide this information IF you ask.
• Senator Zaffarini asked if this information concerning cancellations and denials are being collected by TDI. (They are not) The Houston Chronicle wrote a story on this problem.
• FYI. The members of the Texas Coalition for Affordable Insurance Solutions, Allstate, Farmers, Farmers Bureau, USAA, Nationwide, and State Farm will NOT write new policies in our area.
• This letter could help homeowners fight the insurance company if the reason for denial contains false information.

This entry was posted on Saturday, March 8th, 2025 at 7:24 am and is filed under Consumer. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.