Comments Requested in Support of Insurance Bill

May 16, 2025

As I mentioned a few days ago:

Progressive Insurance sent out a message to home owners and insurance agents in the Bay Area urging them to contact elected officials concerning an insurance bill. Just an FYI: Progressive will NOT write policies in the Bay Area.

The agents have responded. You can read their comments in opposition of the bill here. They pretty much reflect the talking points provided by Progressive. So take a few minutes to write to the Committee in support of this bill. Here are my talking points:

  • This bill requires the insurance industry to justify rate increases over 10%. If they can’t justify their increases they should not be able to increase.
  • This bill is the least our elected officials can do for those affected by the rising cost of home insurance. Literally.
  • This bill will NOT address the problem of our out of control insurance premiums
  • Justifying an increase in rates will NOT lower premiums since premiums are calculated based upon the rates and other factors
  • Our issue in the Bay Area is the extreme premiums and deductibles.

Your comments would be appreciated 
On Monday 5/19/25  the House Insurance Committee will hear Senate Bill 1643. This bill will require insurance companies to justify to the Texas Department of Insurance any rate increase above 10%. It DOES NOT regulate the rate, it simply requires a justification.

The Industry has sent out emails to their insurance agents to write comments opposing this bill and they have. You can also send in comments. It is easy. The form is online here. Do the following:

  • Fill out your personal information
  • Select SB 1643 by Schwertner
  • Enter your comments including your support for the bill
  • Submit your comments

Again thank you for your interest in this issue!


Christian Congressman of Galveston Jokes About Killing Immigrants

May 15, 2025

And we wonder why a 21 year old white wing nut killed 23 human beings at an El Paso Walmart?

Randy Weber, the Congressman of Galveston County who has never met a constituent face to face, thought it was real funny to joke about killing immigrants. And it’s on video. This is the kind of talk that gets people killed including 23 shoppers in El Paso, 10 in Santa Fe High School, and 19 children in Uvalde. He thinks it’s funny. He thinks it is cute.

Randy claims to be a Christian, a “republican” Christian. Republican Christians are different kind of Christians. They talk a great game about Christian values, loving thy neighbor, telling the truth, yada yada yada. In real life they tolerate liars, cheaters, racists, sympathizing with NAZIs, and porking porn stars, paying them off and getting indicted and convicted on 34 felony counts. That is Randy Weber.

Randy gives real Christians a bad name. I guess he is a CHINO. Christian In Name Only. May god damn him to hell.


Insurance Company Asks for Help from Bay Area Homeowners (LOL)

May 14, 2025

Progressive Insurance sent out a message to home owners and insurance agents in the Bay Area urging them to contact elected officials concerning an insurance bill. Just an FYI: Progressive will NOT write policies in the Bay Area.

Senate Bill 1643 will require an insurance company to justify their rate increases of more than 10% prior to using the new rates. Back in 2003 the Legislature removed the prior approval of rate increases and implemented a “File and Use” system allowing the insurance industry to raise rates, file them with the Texas Department of Insurance (TDI), and immediately use the new rates. The rates could be challenged by TDI but they rarely do.

Needless to say the insurance industry is whining like a two year old, sending out emails to their agents and homeowners doing what they have been doing for the last 20 years, complain about turning into California with rate regulations. If they lived in the Bay Area they would realize that we ARE California! Rates have skyrocketed and deductibles are through the roof. Many companies including Progressive, will NOT write policies in the area. Their great “Free Market” lets them Flee the Market and they have. All the bill requires is justification for raising rates above 10%. If you can’t justify it, you shouldn’t be using it. It’s not regulating squat.

The hearing for the bill was scheduled in the House Insurance Committee has been canceled.


Look who is running for local State Representative

May 12, 2025

We all knew it was coming. The darling of the republic party, Scott Bowen.

After a devastating loss in his reelection bid for CCISD Trustee Scott Bowen has decided to run for State Representative. It’s a logical choice. Congressman Brian Babin’s seat is being saved for his son. Current State Representative Dennis Paul is running for State Senator. Current State Senator Money Mayes Middleton is running for Texas Attorney General. This leaves the State Representative seat open for Bowen.

This district was built for a do nothing republican because they don’t have to do anything to win besides put their name on the ballot. It’s so gerrymandered a Democrat can never win. Back in 2008 the State Representative, John Davis, was caught using tens of thousands of his donors money for personal items including a pair of custom made $1500 cowboy boots, gasoline for his roofing company, and other items. His approval rating was in the gutter and few if any voters knew who he was. His opponent raised $400,000, knocked on over 25,000 doors, made over 20,000 phone calls and yet still lost by 12 points.

This is a perfect place for Bowen. He can now officially go after public education funding. He can turn his back on gun violence victims and their families. He can ignore those of us who are being devastated by the rising cost of home insurance and an electricity grid in disarray. Like Dennis Paul, Scott will have a special place on Greg Abbotts ass. He will have money from his billionaire buddies and every special interest in Texas. He will be welcomed in Austin.

Maybe the parents, teachers, and taxpayers in House District 129 will hold him accountable. Again.


DNC Vice Chair David Hogg: “We’re coming after The Squad”

May 12, 2025

I did not see this coming

David Hogg, newly appointed Vice Chair of the Democratic National Committee, surprised the Committee and progressives across the party when he announced his plan to primary the members of The Squad. The Squad is composed of 7 of the most progressive members of the Democratic Congress. According to NBC News:

Hogg set off a firestorm among Democrats last week when he said his political action committee would fund a $20 million effort to challenge “ineffective” incumbents in primaries

The Washington InCider continues:

“My job as Vice Chair of the DNC is to find and fund candidates to challenge ineffective Democrats in the House and Senate. My targets may include the members of The Squad including my good friend Alexandria Ocasio Cortez. After years in office AOC and The Squad collectively have accomplished little. They can’t make progress. They can’t forge relationships with others in the Party or across the aisle.”

Hogg went on to say that The Squad has have filed a total of 290 bills, passing only 4. 3 of these bills renamed buildings. The Squad has been very effective in getting media attention, appearing on MSNBC claiming to represent the Party, and complaining about the very party they belong to. Yet when it comes to the hard work of actually making progress on progressive issues they have been silent.

“We need young Democrats to file and challenge the members of The Squad. They need to learn the art of being a politician. Anyone can yell and scream about progressive issues we are passionate about but it takes a politician to actually make progress. Independent Bernie Sanders a perfect example of being ineffective. Sanders has yelled and screamed about “Medicare for All” for 40 years with absolutely nothing to show for it.”

Hogg claims his vast experience he gained at Harvard University gives him the skills to reform the DNC much like Bernie Sanders has reformed healthcare. His degrees in International Studies and Theoretical Concepts of Doing Stupid Shit makes him a great candidate for getting nothing accomplished.

Welcome to Satire Sunday a day late.


Rising Home Insurance Costs: Climate Insights at Town Hall May 15.

May 10, 2025

If you are concerned about the rising cost of home insurance you might want to attend and learn what the insurance companies are doing in reference to “frequency and intensity of storms” ie climate change.

Major meeting Extreme Weather & Changing Climate next week, Thursday May 15 6:30 pm at Bay Area Community Ctr. Power panel of experts address key issues of extreme Texas weather and changing climate concerns/actions. Expertise in extreme weather, disasters and resilience, climate change, environment and human health, impacts to Gulf and bays, environmental organizations.

Galveston Bay Foundation – Bob Stokes, Director
Houston Chronicle – Chris Tomlinson columnist
UT Health Science Center – Dr. Yun Hang, extreme weather & natural disasters
Rice U – Dr. Isabelle Bunge, climate change and human health
Rice U – Dr. Daniel Potter, Houston population research
UT Medical Branch – Dr. Lance Hallberg, environmental health and toxicology
UH-Clear Lake – Dr. George Guillen, former director Environmental Institute, our moderator

RSVP is requested but not required at EventBrite QR or https://ExtremeWeatherTownHall.eventbrite.com, or by email to Bounder77062@yahoo.com


Guess Who is Running for the Bay Area Senate Seat?

May 9, 2025

I had heard rumors he was retiring. Unfortunately I was wrong.

After spending 12 years in the Texas House, accomplishing little if anything substantial, State Representative Dennis Paul will be running for the Senate seat being vacated by Money Mayes Middleton.

For the politically ignorant, Texas has 31 Senate districts. Senate District 11 (SD11) is composed of most of Galveston County, and parts of Brazoria and Harris County. The Texas House has 150 House Districts. Dennis Paul represents House District 129 (HD129) covering the area from Seabrook to Friendswood.

Dennis Paul has served for 10 part time years as a House Member and will run for Money Mayes Middleton’s seat. Middleton has decided to run for Texas Attorney General using $20 million of his own money. Attorney General Ken Paxton is challenging Senator John Cornyn and is expected to kiss Trump’s ass better than John.

Paul is leaving the House District in shambles. He has sat on the House Insurance Committee for 10 years yet property insurance is out the roof. Our electricity grid is still unstable. He voted in favor of passing the cost of upgrades to his constituents. NASA is poised to be gutted in 2026 leaving many without jobs. Paul has never publicly addressed his constituents. His local office is closed most of the time. He never responds to his constituents or even answers the phone. He has been invited to discuss the rising cost of insurance and has refused. He supported gutting our public schools with vouchers. He supported easy access to guns even after one of his own members of the State Republican Executive Committee was senselessly gunned down and 19 children were gunned down in Uvalde. Paul can’t raise money. After 12 years he still has an outstanding balance of $25,000 on a $150,000 personal loan that he used to initially win the seat. He has just $49,000 Cash on Hand.

In 2023 Paul was listed as “Furniture” by Texas Monthly, accomplishing little if anything and just getting in the way. In his comment to The Texas Tribune Paul ignored the very people he is suppose to represent, his constituents:

If elected to the Senate, Paul said, “I will faithfully represent those values which make Texas the greatest state to live, work and raise a family: faith in God; love for family and liberty.”

With Paul running for SD11 his buddy, CCISD Trustee Scott Bowen, will probably run for his seat. Like Paul, Scott can’t raise money. In his latest run for re-election Scott spent $20,000 of his own money. He lost. Like Paul, Bowen supported vouchers, cuts to public education, and unlimited access to guns.

HD129 is a safe gerrymandered district for any republican candidate. An opposing, well qualified, candidate could raise $500,000, knock on over 25,000 doors, make over 20,000 phone calls and they will still lose.

I know. It happened in 2008.


What’s Next for CCISD Trustee Scott Bowen?

May 8, 2025

The darling of the Texas Republic Party needs an elected position.

After his crushing defeat in the CCISD election Scott Bowen will be looking for another office to run for. Hopefully this time he will run for a partisan position, one that allows him to run as a Republican because that is what he is, a MAGAt Republican. He has a couple of options and I expect him to continue his political career that started at Texas A&M where he served on the Senate along with a couple of extreme right wingers. You can read about them here. From a previous post:

  • He has personal relationships (Served on the Texas A&M Senate) with the Director of Texans for Strong Borders who was seen chauffeuring [Nick] Fuentes
  • He has personal relationship with Cary Cheshire, (Served on the Texas A&M Senate) the executive director of Texans For Strong Borders and a longtime employee of Defend Texas Liberty

Defend Texas Liberty was eventually disbanded after The Texas Tribune caught their leadership meeting with a known white supremacist, Nick Fuentes. But I digress. Bowen needs a position. Here are his possibilities. According to his voter registration he has some options:

For Congress
This might be a good place for him. Congressional District 36 is one of the most gerrymandered district in the United States. A republican can win this seat by 40 points just by putting their name on the ballot. A republican could be caught with a goat in the back of a 57 Chevy and still win. Our current congressman, Brian Babin, has been missing in action for the last 10 years. He has never communicated with his constituents because he doesn’t need to. Babin is old, frail, is worthless to the community, and should resign. Bowen would be free to run for his seat if he does.

For State Senate
Our Senator Money Mayes Middleton is running for Texas Attorney General. Bowen can’t run for that office because he does not live in his district but he could run in Senate District 6 and get his ass handed to him by Senator Carol Alvarado. This is a no go for Scott.

For State Representative
Rumor has it State Representative Dennis Paul is going to retire after 10 years with little, if any, accomplishments to his name. Paul will leave with a $25,000 pension and state provided healthcare for him and his wife for the rest of his life. This would be a good step for Bowen since the district is gerrymandered enough to give any goat loving republican an easy win but unlike Congress it pays little.

For Commissioner
He could challenge Commissioner Adrian Garcia but like Alvarado he would get his ass kicked. Again. The Precinct respects Garcia. He has performed well and other challengers have been unsuccessful in ousting him.

If Brian Babin steps down look to Scott to follow in his footsteps and continue kissing Donald Trump’s big ass.


Extremist PAC Pulls Endorsement of Local CCISD Trustee

May 8, 2025

This happened just days after a crushing defeat of two highly partisan candidates for the CCISD School Board, Trustee Bowen and Joe Machol.

According to the Houston Chronicle article “Far-right school board candidates rejected right-wing school board candidates” the far-right extremist 1776 PAC from New York got it’s ass kicked in last weeks elections. It’s a good read and maybe shows that parents, teachers, and tax payers have had enough of partisan politicians infecting our schools. According to the article:

Major political action committees, including the 1776 PAC, True Texas, Patriot Mobile and Mom’s for Liberty, saw their preferred candidates lose even in conservative areas of Texas. 

I’ve written about the 1776 PAC back in 2024 when they endorsed CCISD Trustee Jeff Larson. This is an extreme far right organization supported by Tucker Carlson and Ben Shapiro. CCISD Trustee Jeff Larson is/was on their list of endorsements. The PAC has since removed any mention of their endorsement of Larson on their website. In 2024 many received texts paid for by the PAC proudly endorsing Larson. They posted their endorsement on their Facebook page. He won. How much they spent helping Larson win is hard to determine but you can peruse the data at Open Secrets. Most of their funding came from areas outside CCISD.

This PAC did not meddle in the 2025 CCISD election, in fact, besides the Harris County Republic Party no outside partisan organizations tried to sway voters in our last election. Besides Trustee Bowen spending $20,000 of his own money in his losing effort it was a pretty clean election.

As it should be.


Response from Congressman Babin on NASA Cuts

May 7, 2025

Crickets.

If you call your local Congressman, Brian Babin, and ask “Has the Congressman made a statement on the massive cuts to NASA?” you will get the response “I haven’t talked with the Congressman on the issue but will pass your comments on to him”. That’s the canned answer to every question on every subject on every day. I’ve called daily asking for a response and they still haven’t talked with the Congressman. Go ahead and try it. I’ll wait. Phone: (202) 225-1555

The proposed cuts to NASA and the shift of money to Elon Musk and SpaceX has the administration considering renaming NASA to the National Administration for Zodiology Investments. (NAZI). But seriously, I am almost being serious. Trump is proposing to gut the Space Agency with a massive 24% cut including cancelling major programs at JSC. Gateway, the space station around the Moon, has had its first module delivered to NASA. It’s being cancelled. The vehicles that will send astronauts to the Moon and Mars are being cancelled. Both the Orion vehicle and the heavy lift rocket (SLS) have already been built and flown. They are both gone along with the jobs.

These programs are serious cuts to the local economy and yet Senator Cornyn, Cruz, Congressmen Weber and Babin (all republicans by the way) have been unable to take their lips off Trumps ass to make a statement. All of them are happy to have proposed moving a Shuttle from Washington DC to Space Center Houston. That might give the engineers losing their jobs an opportunity to become tour guides.

At least Elon Musk is happy. The cuts to NASA are going straight to SpaceX, the guys who like to blow up vehicles.


Bay Area Houston

Hard hitting political commentary always full of wit in Houston Texas.

Skip to content ↓